Type what you're thinking about right now (11)

[Merritt]

^^^I can relate an awful lot to that, HermannHesse

[newbs16]

^ I am interested to hear what you mean by this?

[Toxic]

Originally Posted by Schmosby

Yes I was going to swap to a LISA, but they were all stocks & shares at the time rather than cash and looks like there are only two cash options now.

I just saw I can have a Help to buy and LISA at the same time, so I'll get a LISA open this year to save for retirement, as this year is my last chance.

One problem with this from memory is that they are counted as savings in your benefit calculations unlike pensions, so might be better to just pay heavily into a pension instead.

This NEST thing, I work at the tightest place possible so everything we do/pay in is the bare minimum, I think its going to 5% in April and employer top up of like 3%..its something pitful like 1k-1500 a year, I don't know I havent worked it out on the new rate maybe its more. I do wonder if this money I'm losing would be better elsewhere as NEST sounds "ok" that I might have 300 grand if I make it to 70 but knowing my luck I won't or I'll snuff it before spending a tenth of it and the bastards will get it all back as I'll have no one to leave it to. Maybe I'd be better going into a private one.

I find the whole saving for pensions in your 20's (I wish I was in my 20's) a bit eager, christ people have barely started working and your already told to prepare for the day you can stop working.

I should probably start being a bit more sensible with money though, I keep buying tat to try and cheer me up, it only lasts a few minutes so whats the point

[Professor Willow]

It's 11 o'clock and I have only walked 29 steps

[Schmosby]

^ I've only been out of bed to make breakfast earlier and brunch just now.

[AireleeBray]

just worked out i walk 17 miles a week minimum thats staying in all weekend

[Professor Willow]

Originally Posted by AireleeBray

just worked out i walk 17 miles a week minimum thats staying in all weekend

Crikey!
Do you mow lawns for a living?

[AireleeBray]

Originally Posted by D1662

Crikey!
Do you mow lawns for a living?

i wish i got paid for it

[anxiouslondoner]

If a grape is a kind of fruit, what the heck is a grapefruit? A fruitfruit? Explain me that!

[Merritt]

Being awake at any time of the day is a bit crap really, isn't it.

[newbs16]

Booking a doctors appointment, I feel tired, hungry most of the time and a bit down, I'm wondering if it could be anxiety related.

[Mo34]

^ nice to see you back boy

--------

That Louis Theroux was seen filming in my local town this week. Wonder what the subject it is

[newbs16]

Having a evening sleep.

[Consolida]

Originally Posted by Boy

how is it

Good to see you back Boy
How’s it going?

[Silent Ninja]

I probably shouldn't have just ordered more christmas chocolates from Hotel Chocolat just because they're half price.

[Messer]

Originally Posted by newbs16

Booking a doctors appointment, I feel tired, hungry most of the time and a bit down, I'm wondering if it could be anxiety related.

Have you had your thyroid checked? Hope you feel better soon.

[newbs16]

^ I think I had it checked a couple of years ago.

[Mo34]

Originally Posted by biscuits

^ :O! marry me, Louis.

Get your bum to Sussex and nab him . If he's still about

[T]

What a mess this Brexit has become!

[Indigo_]

Originally Posted by biscuits

^ :O! marry me, Louis.

I think he's already married

[Circlesquare]

Thinking how pretty much everything in my life turns to shit.

[Mo34]

Chocolate.

[Consolida]

Originally Posted by Mo34

Chocolate.

This!

I’m trying to lose some weight but I would give anything for a huge bar of Cadbury’s Milk. I think I’m going into withdrawal

[Merritt]

^ My heating's a bit rubbish too here, at least downstairs. I can have it on and barely feel it. I wish the radiator wasn't on the other side of the room, right under the window and next to the front door, which is a dead sensible place to put your heat source.

[Professor Willow]

Originally Posted by Merritt

^ My heating's a bit rubbish too here, at least downstairs. I can have it on and barely feel it. I wish the radiator wasn't on the other side of the room, right under the window and next to the front door, which is a dead sensible place to put your heat source.

There are a few reasons why radiators are usually fitted below windows, primarily because as the cold air from the window drops down over the radiator it is warmed and creates a convection current which actually pushes the warm air out into the room and also the space beneath a window is unlikely to have furniture in it.

[Professor Willow]

Friday night TV is diabolical.
Over 60 channels and nothing worth watching

[Silent Ninja]

^ 8 out of 10 Cats does Countdown at 21:00 on Channel 4.

[Professor Willow]

Originally Posted by Silent Ninja

^ 8 out of 10 Cats does Countdown at 21:00 on Channel 4.

Thank you Silent Ninja
I like Cats does Countdown - I shall enjoy

[Professor Willow]

^ I think it's a repeat because Sean is still in it

[Appear]

^^ Pretty sure it's a new series. I'm guessing he came back? He was in last week's one too. (I haven't watched it much recently, so didn't know he'd properly gone.)